The e-Shram Card has become one of the most important social security tools for India’s unorganised workforce. From construction workers to domestic helpers, street vendors and daily-wage labourers, millions are now registering to secure benefits that include insurance cover, pension opportunities and monthly financial assistance under linked schemes. The government continues to upgrade the portal and streamline access in 2025, making it easier than ever to apply online and receive support directly in your bank account.
What Is the e-Shram Card and Why It Matters
The e-Shram Card is issued by the Ministry of Labour and Employment for workers in the unorganised sector. It provides a 12-digit Universal Account Number (UAN) that works as a single identity for accessing multiple welfare schemes. With this one card, workers can claim benefits such as accident insurance, disability assistance, pension-based support and other financial aid offered by the government. The aim is to ensure long-term protection and guaranteed help during emergencies.
Benefits You Can Get with the e-Shram Card in 2025
Registered workers under the e-Shram portal are eligible for several key benefits. They receive accidental insurance of up to ₹2 lakh for death or full disability and ₹1 lakh for partial disability. Pension benefits can be accessed by linking the e-Shram Card with PM-SYM, which provides ₹3,000 monthly pension after the age of 60. Along with this, states may offer additional financial assistance of up to ₹1,000 per month depending on local welfare policies. The e-Shram Card also simplifies access to future government schemes related to health, employment, maternity assistance and financial protection.
Who Is Eligible for the e-Shram Card
Any worker between the ages of 16 and 59 who is part of the unorganised sector can apply. This includes labourers, domestic workers, drivers, cleaners, tailors, hawkers, electricians and many other informal workers. Applicants must have an Aadhaar card, an Aadhaar-linked mobile number and an active bank account so that benefits can be transferred directly through DBT.
How to Apply Online for the e-Shram Card in 2025
The application process is simple and completely online. Workers must visit the official e-Shram portal, verify their Aadhaar-linked mobile number through OTP and complete e-KYC. After that, they must enter personal details, address, occupation type and bank account details. Once the information is submitted, the e-Shram Card is generated instantly and can be downloaded as a digital card or printed for physical use. Workers can also apply through any nearby Common Service Centre (CSC) if they prefer assisted registration.
Why Every Worker Should Register
The unorganised sector is often the most vulnerable during health emergencies, job loss or accidents. The e-Shram Card ensures that workers have access to immediate support and long-term security. Since the registration is free and takes only a few minutes, workers can secure financial protection with minimal effort. Once registered, the UAN remains valid for life, and updates can be made anytime through the portal.
Conclusion: The e-Shram Card is a powerful initiative that brings financial safety, pension benefits and insurance protection to millions of workers across India. With easy online registration in 2025, workers should not delay applying for the card and securing the support they deserve. It acts as a social security shield and provides access to multiple welfare schemes through one unified identity.
Disclaimer: This article is based on publicly available information regarding the e-Shram Card. Benefits, eligibility and rules may vary depending on government updates and state-specific welfare schemes. Applicants should always refer to the official e-Shram portal for the most accurate information.
