The Life Insurance Corporation of India (LIC) has launched a revolutionary initiative called the LIC Bima Sakhi Yojana 2025, aimed at empowering women across India by providing income, skill training, and employment opportunities. This scheme is specially designed to help women from rural and semi-urban areas become financially independent while promoting insurance awareness in their communities.
What is LIC Bima Sakhi Yojana 2025?
The Bima Sakhi Yojana is a unique program where LIC selects eligible women and trains them to become “Bima Sakhis” — local insurance representatives who help families understand and purchase LIC policies. During this three-year training period, women also receive a monthly stipend, making it both an earning and learning opportunity. After the completion of training, they are appointed as full-time LIC agents with lifelong income potential.
Key Benefits of LIC Bima Sakhi Yojana
Under this scheme, women are offered financial support, professional training, and self-employment opportunities. The program focuses on skill development and long-term income generation.
The main benefits include:
Women receive a monthly stipend of ₹7,000 in the first year, ₹6,000 in the second year, and ₹5,000 in the third year, based on performance.
After successful completion of training, participants are officially appointed as LIC agents, earning commissions on every policy they sell or renew.
Special focus is given to rural and semi-urban women, promoting insurance awareness and financial inclusion.
The scheme encourages financial literacy and entrepreneurship among women, helping them achieve economic independence.
Eligibility Criteria for LIC Bima Sakhi Yojana 2025
Women interested in applying for the Bima Sakhi Yojana must meet certain eligibility requirements.
Applicants must be women aged between 18 and 70 years.
They should have completed at least 10th standard (Class X) education.
Preference will be given to rural and semi-urban women.
Applicants should not be existing LIC agents or employees, nor closely related to existing ones.
Application Process – How to Apply
Applying for the LIC Bima Sakhi Yojana 2025 is simple and can be done online through the official LIC website.
Visit the official LIC website (www.licindia.in) and click on the “Bima Sakhi Yojana” section.
Fill in the online application form with accurate details such as name, date of birth, qualification, address, and contact number.
Upload the required documents including Aadhaar card, educational certificate, address proof, and a passport-size photo.
Submit the form and wait for confirmation from LIC. Selected candidates will be contacted for the next stage of training.
Training and Stipend Structure
The program lasts for three years and includes insurance education, sales techniques, and communication skills. The stipend is provided monthly to support women during this period.
Year 1: ₹7,000 per month
Year 2: ₹6,000 per month
Year 3: ₹5,000 per month
Performance is evaluated annually, and candidates must maintain a certain number of active policies to continue receiving the stipend.
Why LIC Bima Sakhi Yojana is a Game Changer
The LIC Bima Sakhi Yojana is not just a financial assistance program — it is a mission to make women economically strong, skilled, and confident. It provides rural and semi-urban women with the opportunity to build a stable career in the insurance sector without needing a large investment. This initiative also strengthens LIC’s goal of spreading insurance coverage to every corner of the country.
Conclusion: The LIC Bima Sakhi Yojana 2025 is a golden opportunity for women who want to start a professional journey with financial stability and long-term career growth. With regular stipends, skill development, and the promise of becoming an official LIC agent, this scheme is transforming lives and empowering women across India. Those eligible should visit the official LIC website and apply today to secure their future.
Disclaimer: All details mentioned are based on official LIC announcements and media reports as of November 2025. Stipend amounts, eligibility, and training conditions are subject to change as per LIC’s final guidelines. Applicants are advised to verify details on the official LIC website before applying.
